A Top 10 National Insolvency Firm
When a business or an individual is in trouble, we’re here to help.
National Reach. Local Expertise. Personal Support.
Our growth reflects that we’re doing things right. We understand the stress of financial issues — that’s why we do things differently.
04
Locations
Melbourne, Perth, Brisbane, Sydney
25+
Management Team
A wealth of experience
10+
Years of Growth
One of Australia’s leading insolvency firms
200+
Bankruptcy + Insolvency
Clients per year
How We Help

Business Recovery
Financial distress can escalate quickly. Our restructuring specialists help companies stabilise operations, assess options, negotiate with creditors and restore viability. Whether you're facing cash flow challenges, ATO pressure or early-stage insolvency, we guide you through the right restructuring or turnaround solution. (More details)

Corporate Insolvency
For directors dealing with mounting debt, statutory demands, creditor pressure or potential insolvent trading, we provide calm, practical advice. Our services include voluntary administration, liquidations, DOCA guidance and formal corporate insolvency appointments, helping protect stakeholders while meeting all legal obligations. (More details)

Personal Insolvency & Bankruptcy Advice
Struggling with unmanageable personal debt can feel overwhelming. Our team provides clear and compassionate guidance on personal insolvency options, including bankruptcy, Part IX debt agreements, Part X arrangements and alternatives. With our experienced bankruptcy experts, you receive support that protects your interests and helps you regain financial stability. (More details)
What makes HM Advisory different
Options
Respect
Our People
The 'go-to' firm for insolvency
The HM Advisory Way
We like to think we’re different, but in a good way.
Yes, we are a specialist restructuring, corporate insolvency and personal bankruptcy practice.
Yes, we have both qualified Chartered Accountants and members of CPA Australia.
What makes us different is how we treat you. It’s what we call ‘The HM Advisory Approach’. This starts with taking time to understand your situation and what’s important to you. At the core of everything we do is providing options with respect for both creditors and debtors, as well as their advisors.
Options with Respect. A little old-fashioned, maybe, however, most people like the way we deliver a number of solutions, as we find there is usually a better way.
FAQs
When should I speak to an insolvency firm?
You should seek insolvency advice as soon as you experience consistent cash flow problems, creditor pressure, ATO debt, unpaid superannuation or concerns about insolvent trading. Ultimately, the sooner the better. Early guidance from an insolvency specialist will often open up more restructuring options and may help you avoid liquidation or bankruptcy.
Can restructuring and insolvency experts help save my business?
Yes. Most businesses contact us fearing the worst, but many can be saved. Our insolvency experts explore every avenue for recovery, including small business restructuring, turnaround strategies, voluntary administration and DOCA proposals. These solutions can stabilise operations, protect assets and give your business a realistic chance of long-term survival.
How much do insolvency services cost?
Costs depend on the complexity of the situation, but our initial consultations are free, so you can understand your options without pressure. Our goal is always to deliver cost-effective solutions that minimise loss and maximise recovery.
What information will an insolvency specialist need?
We usually ask for financial statements, cash flow reports, ATO correspondence, loan or lease documents, payroll summaries and a creditor list. These help us quickly diagnose your situation and outline the most suitable path forward.
We are here to help
If you’re a business owner, director or individual experiencing financial stress, reach out for a free, confidential consultation.
There is no obligation. We’ll offer clear guidance from a team that understands the pressure and knows how to help.
Victoria
Level 21, 114 William Street
Melbourne VIC 3000
PO Box 117
Collins Street West VIC 8007
T (03) 8866 7600
F (03) 9428 4152
Western Australia
Suite 4, Level 3
16 Victoria Avenue Perth WA 6000
PO Box 6243
East Perth WA 6892
T (08) 9334 7400
F (03) 9428 4152
Queensland
Level 14, 15 Adelaide Street
Brisbane QLD 4000
PO Box 13127
George Street Brisbane QLD 4000
F (03) 9428 4152
New South Wales
Level 2, 263 George Street
Sydney NSW 2000
PO Box Q904
Queen Victoria Building NSW 1230
F (03) 9428 4152