Agribusiness Team
Farming and agribusiness are built on resilience, patience, and long-term thinking. Seasons change and markets shift, yet the pressure to keep moving forward never stops. When financial strain enters the picture, it rarely comes from a single issue. It’s often the result of weather events, input costs, debt structures, succession planning, and volatile markets colliding at once.
At HM Advisory, we understand the personal nature of agribusiness distress. Land, legacy, livelihoods, and communities are all part of the equation. Our Agribusiness Team specialises in agricultural restructuring and agribusiness advisory, working with farming enterprises, rural businesses, and lenders to stabilise operations and preserve viable businesses wherever possible.
Why does agribusiness require specialist restructuring support?
Agribusiness faces pressures that most industries never encounter: seasonal income cycles, climate risk, land-based asset structures, complex lending arrangements, generational ownership models, and operational costs that fluctuate beyond anyone’s control. These realities require more than generic insolvency advice.
HM Advisory provides specialist support across agricultural restructuring and insolvency. Our team has first-hand experience in rural operations and understands that no two farms, businesses, or financial structures are the same — which is why no single solution fits every situation.
We work with primary producers, agribusiness operators, family-owned farms, and corporate agricultural groups to assess viability, restructure debt, stabilise cash flow, and protect productive assets.
Where formal appointments are required, we have the capability to manage complex matters involving landholdings, secured lenders, equipment finance, water rights, livestock, and supply chain obligations.
Why do we prioritise restructuring over liquidation?
We conduct a high percentage of administration and restructuring engagements compared to much of the industry because we don’t default to liquidation as the starting point.
Our leadership team is committed to doing everything possible, where viable, to return businesses to sustainable profitability. In an agricultural context, this often means:
- Early intervention before financial pressure becomes irreversible
- Structured negotiations with lenders and creditors
- Cash flow and debt restructuring
- Operational and governance support
- Formal appointments (where required) to protect value and continuity
This approach allows us to protect working farms, employment, supplier relationships, and long-term community value.
Learn more about our broader corporate insolvency capabilities.
The HM Advisory difference
HM Advisory is deliberately structured to sit between large corporate firms and small advisory practices. We manage complex, high-value agricultural appointments while still offering the personal engagement of a boutique firm.
Our clients work directly with senior practitioners who understand agribusiness dynamics (not just financial models). This allows us to move quickly, think commercially, and make decisions that balance legal obligations with real-world operational needs.
A future-focused approach to agribusiness recovery
At HM Advisory, we don’t see distressed agribusinesses as failed enterprises. We see working operations under pressure. Our focus is on recovery and long-term viability, not simply winding things up. We bring together technical expertise, commercial thinking, and a genuine commitment to preserving what matters: productive land, operational businesses, and the people behind them.
If your agribusiness is facing financial pressure, speak with a team that understands the industry and is prepared to fight for sustainable outcomes. Contact us today.
We are here to help
If a business you’re involved with may require our services, please feel free to contact us for an initial consultation – this is free of charge and without obligation.
Victoria
Level 21, 114 William Street
Melbourne VIC 3000
PO Box 117
Collins Street West VIC 8007
T (03) 8866 7600
F (03) 9428 4152
Western Australia
Suite 4, Level 3
16 Victoria Avenue Perth WA 6000
PO Box 6243
East Perth WA 6892
T (08) 9334 7400
F (03) 9428 4152
Queensland
Level 14, 15 Adelaide Street
Brisbane QLD 4000
PO Box 13127
George Street Brisbane QLD 4000
F (03) 9428 4152
New South Wales
Level 2, 263 George Street
Sydney NSW 2000
PO Box Q904
Queen Victoria Building NSW 1230
F (03) 9428 4152
Frequently Asked Questions
What is agricultural restructuring?
Agricultural restructuring involves reorganising a farm or agribusiness’s financial, operational, and debt structures to restore viability and stabilise operations.
When should agribusiness owners seek restructuring advice?
The sooner financial pressure is addressed, the more options are available to protect assets, operations, and long-term viability.
Can farms be restructured without formal insolvency?
Yes. Many restructures occur through informal negotiations and restructuring frameworks without formal agricultural insolvency appointments.
When is formal agricultural insolvency required?
Formal processes may be required where creditor protection, asset preservation, or legal structure is needed to stabilise operations and manage competing interests.
Do you work with lenders and secured creditors?
Yes. HM Advisory regularly works with lenders, financiers, and secured creditors in agribusiness restructuring and formal appointment matters.